Once your invitation is active, get instant access to a lender-grade Business Health audit with your Funding Ready Score and SBA Readiness Score, a 100+ creditor database with Credit Mentor AI to build business credit tied to your EIN, FundSmart AI capital matching across hundreds of funding sources, a secure Document Vault for your underwriting files, and Mia AI Marketer with a 6-step roadmap for turning capital into revenue.
Access is issued by email through a Lendavo Distributor or partner. Your plan tier is set in your service agreement.
Lendavo is the all-in-one funding and growth platform that audits your business through a lender's eyes, builds your business credit, matches you to capital you qualify for, and helps you turn that capital into revenue, all from one dashboard.
Invitation-only access. Your scores recalculate in real time as you update your business details.
Every Lendavo member moves through the same continuum. Where you start depends on your 3 C's: Cash, Credit, and Collateral.
Revenue over $10,000 a month, a 700+ personal FICO, or collateral? Your file can route directly to Finance for fast-approval options like Credit Line Hybrids.
You aren't turned away. You build tradelines, clear red flags, and raise your Funding Ready Score with Lendavo Support from the Advising Department until you're ready.
We've spent more than 12 years helping over 50,000 business owners get access to credit and capital. Along the way, we kept seeing the same broken pattern, and we built Lendavo to fix it.
A real-time audit workspace with two scoring models: the Funding Ready Score (0 to 200) and the SBA Readiness Score (0 to 75), plus cash flow forecasting and credit monitoring.
It shows you how underwriters weigh your risk, then lists each red flag with steps to resolve it. Accounting tools only look back at your books, and credit monitors only track your personal FICO. This checks your business against real lender criteria and links fixes to resources like TaxHive for missing filings.
Stage 1 · ReadinessAn active database of over 100 business creditors and vendor tradelines, sorted by approval tier and reporting to bureaus like D&B, Experian Business, and CreditSafe.
Instead of a static vendor list, you get tier-matched recommendations, an application timeline, achievement badges, and Credit Mentor AI to tell you what to apply for next and when. Your limits grow on your EIN, so your personal assets stay out of it.
Stage 2 · Business CreditAn AI matching assistant that checks your live numbers against hundreds of funding sources, including Credit Line Hybrids, SBA financing, equipment leasing, and working capital loans.
Many funding marketplaces sell your information to dozens of lenders at once, which can mean a pile of hard inquiries and no pre-screening. FundSmart AI screens your qualifications first, then routes your file to a specialist or the right application.
Stage 3 · Capital AccessA secure, encrypted space inside your dashboard for tax returns, bank statements, profit and loss statements, business licenses, and ID.
Loose email threads and shared folders leak sensitive data and slow approvals down. Upload your files once, and Finance specialists can review your complete file without weeks of back and forth.
Underwriting ReadyA marketing suite powered by Profit Lifter, with an AI Brand Strategy Builder and a conversational 6-step roadmap for customer acquisition and sales.
Most lending platforms disappear the moment funds are disbursed. Lendavo keeps going, so you have a structured plan for turning capital into monthly revenue instead of spending it on tactics you haven't tested.
Stage 4 · RevenueOne login at app.lendavo.com with every tool you need to get fundable, get matched, and grow.
Already invited? Sign in at app.lendavo.com and run your first audit today.
Yes. Lendavo is built for businesses at every stage. If you already have at least one of the 3 C's (more than $10,000 a month in revenue, a 700+ personal FICO, or collateral), you can apply directly with the Finance Department for options like Credit Line Hybrids.
If you don't have any of those yet, you enter the Business Credit Building Program. You'll work through vendor tradelines, clear your red flags, and raise your Funding Ready Score step by step until you qualify for commercial financing.
Many brokers send your application to several lenders at once, which can mean hard inquiries and denials with no explanation. Free credit tools mostly track your personal score or your past bookkeeping.
Lendavo reviews your business the way an underwriter would before you apply. It flags structural problems like address mismatches, missing DUNS numbers, or high-risk industry codes, pre-screens you with FundSmart AI, and gives you Mia AI Marketer to help build the revenue that repays capital.
Lendavo checks your NAICS code to see whether lenders consider your industry higher or lower risk. FundSmart AI and the 100+ creditor database then filter tradelines and lending programs that fit your industry, from commercial truck financing and equipment leasing to fix-and-flip lines, working capital, credit unions, and SBA financing.
Not for every funding stream. Some fast-approval products do lean on strong personal credit. A core purpose of Lendavo, though, is building independent business credit. The tiered roadmap uses creditors that report to commercial bureaus such as D&B, Experian Business, and CreditSafe, so your limits and vendor terms grow on your EIN instead of your personal FICO.
Yes. Anyone can apply with the Finance Department for direct funding without a software subscription, as long as you submit a factual application for underwriters to review.
One-on-one strategic help to build business credit from scratch or fix deeper structural gaps is Lendavo Support. That's reserved for active Business Credit Building Program members through the Advising Department and Credit Mentor AI.
Onboarding is streamlined. Update your business details in Settings at any time and your Funding Ready Score and SBA Readiness Score recalculate in real time. Upload bank statements, tax returns, and corporate filings to your Document Vault once, and Finance specialists can review your file without endless email chains.
Lendavo accounts can't be created through public sign-up. Access is issued by email invitation through a local Lendavo Distributor or partner, and your subscription tier and pricing are set in your service agreement. Request your invitation and a Distributor will walk you through the options for your stage.
Every denied application can mean a hard inquiry, lost time, and a weaker file for the next lender. Lendavo shows you where you stand first, so each application you send is one you have a real reason to expect a fair look on. Seeing your score before you apply is the simplest way to protect the credit you've already built.
Get the full Lendavo Business Growth & Funding Ecosystem: your readiness audit and scores, business credit building, FundSmart AI capital matching, the Document Vault, and Mia AI Marketer, all in one dashboard.
Request Your Lendavo InvitationInvitation-only access through a Lendavo Distributor or partner.